CieloPay Team

Our Team

Nabil Kabbani

President and CEO

Kabbani is a growth driver and a multi-disciplinary global leader with a career built on leveraging strategy, technology and people to transform and scale businesses. Kabbani spent twelve years at Western Union, helping it grow to a multi-billion dollar public company working from various locations in the U.S., Beirut, Dubai, Paris, and Brussels. He has led a venture capitalist funded startup that grew through nine acquisitions to become a major player in the Fintech industry. Kabbani was CEO of a CommerceGate, a payment processing company in the e-commerce arena prior to joining ACT Holdings. He grew ACT from a $30MM student loan ARM company to an industry-leading $400MM+ diversified BPO. Lately, he was President of QLess, a disruptive SaaS technology startup, helping to scale the business. A U.S. citizen of Lebanese and Russian heritage, Kabbani studied economics and holds an MBA in finance from the American University of Beirut.

Contact: [email protected] | (806) 410-1304 ext. 138

Executive Leadership

BJ Carter

BJ Carter

Founder, CEO and Chairman

About BJ

BJ has over 30 years in leading and directing high tech global companies. BJ has worked across multiple industries and sectors and has held executive leadership roles in board and advisory capacities for fortune 2000 companies. Most recently BJ was the CEO of EMEA for a global mobile payments company in the Fintech industry.

Contact: [email protected] | (806) 410-1304 ext. 112

Rick Anicetti

Rick Anicetti

Director & Chief Operating Officer

About Rick

Richard is a business executive, teacher, mentor and motivational speaker with more than 38 years experience, almost a third of which he has spent leading as CEO for such food retailing companies as Food Lion, The Fresh Market, and 99 Cents Only. Anicetti is also the President and Founder of The Anicetti Leadership Group LLC.

Contact: [email protected] | (806) 410-1304 ext. 129

Imre Szenttornyay

Imre Szenttornyay

Founder and Chief Revenue Officer

About Imre

Imre is a multilingual executive in the global technology services industry with over 25 years of international experience in software development & captive center services. Imre attended the University of Oklahoma, received his M.S. in Leadership from LCU, and is completing his Ph.D. in I/O Psychology from the Chicago School of Professional Psychology.

Contact: [email protected] | (806) 410-1304 ext. 101

Shannon Anderson

Shannon Anderson

Executive Vice President

About Shannon

Shannon is a dynamic management professional with experience in diverse industries including technology, healthcare, call centers and institutional sales. He has 20 years of experience in various leadership and team development roles driving organizational change with a notable record of accomplishments in developing businesses and increasing sales while effectively managing the organization. Shannon received his BS in Interdisciplinary Studies and his M.Ed. in Educational Leadership.

Contact: [email protected] | (806) 410-1304 ext. 102

Nabil Kabbani

Nabil Kabbani

CieloPay

About Nabil

Nabil is a growth driver and a multi-disciplinary global leader with a career built on leveraging strategy, technology and people to transform and scale businesses. He spent twelve years at Western Union, helping it grow to a multi-billion dollar public company working from locations like the U.S., Beirut, Dubai, Paris and Brussels. He has led Omnex, a venture capitalist funded startup which grew through nine acquisitions to become a major player in the fintech industry. Kabbani was CEO of CommerceGate a payment processing company with a differentiated e-commerce offering that dramatically improved conversions and sales while lowering risk. He grew ACT Holdings from a $30MM student loan ARM company to an industry-leading $400MM+ diversified BPO. He later helped scale QLess, a SaaS software wait management company by raising 2 rounds of equity and doubling the company in two years. A U.S. citizen of Lebanese and Russian heritage, Kabbani studied economics and holds an MBA in finance from the American University of Beirut.

Contact: [email protected] | (806) 410-1304 ext. 138

Michelle Stash

Michelle Stash

CieloAlliance

About Michelle

Michelle is a senior leader with comprehensive knowledge and experience in public and private sectors across retail, manufacturing, technology, and service industries. She is results-driven with experience in leading end-to-end process reviews, planning and executing strategic initiatives to increase productivity, decrease expenses, streamline processes and develop teams for optimal performance. She applies science and creativity around project management to create business transformation. Michelle studied Liberal Arts at Bowling Green State University and is PMI certified in Project Management. She has also served in the United States Navy as an Intelligence Specialist. Her community service includes involvement with the American Red Cross as a Board Member for the Portland, ME, Chapter and serving as a PMO Governance Team Member rolling out Project Governance nationally across the Red Cross organization.

[email protected] | (806) 410-1304 ext. 147

George Thomas

George Thomas

Chief Technology Officer

About George

George is an entrepreneurial and pioneering technologist with over twenty years of executive-level experience identifying, qualifying, building consensus for, and implementing enabling technologies and enterprise systems that facilitate business process and strategic objectives. He has broad expertise in network, infrastructure, solution architecture design, telecommunications strategies, and software development. George is a proven leader in managing M&A due diligence and integrations, reorganization, and process improvement initiatives.

[email protected] | (806) 410-1304 ext. 131

Sean T. O'Hare, CPA

Sean T. O'Hare, CPA

Finance

About Sean

Sean is a Certified Public Accountant (CPA) with a Master’s degree in Taxation from Thomas College. He has a proven track record of creating and updating accounting processes to create more efficiency within organizations' operations. He has authored two books: "Fighting Back: A Small Business Owners Guide to Winning the Battle with the IRS, 10 Most Expensive Tax Mistakes That Cost Business Owners Thousands, and Why Businesses Stop Growing and What You Can Do About It" (2013) and "More For You: How To Eliminate Debt, Cut Your Taxes, And Prosper In The New Economy" (2015).

Contact: [email protected] | (806) 410-1304 ext. 144

Briana Vela

Briana Vela

Marketing

About Briana

Briana is a seasoned marketing, communications and public relations professional with experience in leading advertising departments in a variety of industries including academic, city government and retail. She has helped build up marketing departments as well as create strategies for digital marketing, social media, media relations and overall brand recognition. Her involvement in the community and professional organizations include The Association for Women in Communications, the Junior League of Lubbock, the Junior Lubbock Women’s Club, the South Plains Food Bank and Susan G. Komen of West Texas Race for the Cure. She has a M.A. in Mass Communication and a B.A. in Public Relations from Texas Tech University.

Contact: [email protected] | (806) 410-1304 ext. 134

Carrie Harris

Carrie Harris

Legal

About Carrie

Carrie is an attorney in Lubbock, Texas. She is a Texas Tech alumna, completing both her Bachelor of Arts and Doctorate of Jurisprudence degrees at the university. Carrie has worked at Matthew Harris Law, PLLC, since she received her law license in April 2015. She has dedicated her legal career to helping companies and business owners protect their assets from personal liability. She provides legal counseling in the areas of asset protection, human resources management, business transactions, mergers and acquisitions, and other business-related issues.

Contact: [email protected] | (806) 410-1304

Ronald Misage, SHRM-SCP

Ronald Misage, SHRM-SCP

Human Resources

About Ronald

Ron has over 25 years of global, diversified experience in leading HR and Operations for Retail, Technology, and Healthcare companies in both private and public sectors. He has demonstrated success at improving business processes by analyzing complex situations and maximizing the use of IT, organizational leadership, and innovative ideas in a non-siloed environment. Ron studied Political Science at Texas State University and is a Senior Certified Professional by the Society for Human Resource Management (SHRM-SCP). His most current community service includes involvement with various organizations such as Black Girls Movement (BGM) based in Chicago, IL.

Contact: [email protected] | (806) 410-1304 Ext. 141

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